Joseph Lozito is a hero. The Lincoln Center ticket seller took down a drug-fuelled knife-wielding murderer on New York City’s No. 3 train. Initial reports had Lozito “assisting” a pair of transit cops who subdued Maksim Gelman. In fact, the cops hid in the motorman’s cab as Lozito took control of the killer. Lozito sued The Big Apple for New York City’s Finest’s failure to intervene. “Judge Margaret Chan tossed the case,” nypost.com reports, “while she lauded Lozito’s bravery, cops did not have a specific charge of saving him from Gelman. Because ‘no direct promises of protection were made to Mr. Lozito,’ the police had ‘no special duty’ to protect him.” If cops don’t have to/can’t protect you on the spot, why would you depend on them to keep you, your loved ones or other innocent life safe? A concealed carry handgun. To quote Toy Story, if you don’t have one, get one. And if you live in NYC . . . good luck with that.