North Dakota Senator Kevin Cramer
North Dakota Senator Kevin Cramer (AP Photo/Charles Rex Arbogast File)
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Before he left office, President Trump had the Office of the Comptroller of the Currency adopt a new rule preventing discrimination by the banking industry in lending practices or the provision of other services like credit card processing. One of the first things President Bidenharris did after inauguration was to “pause” the new rule.

Apparently financial institutions discriminating among customers based on their politics is just fine with Grampy McUnity, who’d be all too happy to see the return of Operation Choke Point.

Yesterday, North Dakota Senator Kevin Cramer filed a bill that would outlaw that kind of discrimination. Don’t hold your breath expecting Majority Leader Schumer to fast track this legislation.

In the mean time, the National Shooting Sports Foundation is cheering the move. Here’s their press release . . .

The NSSF®, the firearm industry’s trade association, applauded U.S. Sen. Kevin Cramer’s (R-N.D.) introduction of the Fair Access to Banking Act. The much-needed legislation will pick up where the Fair Access to Financial Services Banking Rule left off, which was proposed by the Office of the Comptroller of the Currency until the Biden administration “paused” publication of the finalized rule.

The bill was introduced with 26 cosponsors and expands upon the work begun in the last Congress by Sen. Cramer’s introduction of S. 821, Freedom Financing Act. The Fair Access to Banking Act would require banks to provide access to services, capital, and credit based on the objective risk assessment of individual customers, rather than subjective broad-based decisions affecting whole categories or classes of customers.

The Fair Access to Banking Act would stop corporate banks from picking winners and losers based on executives’ personal politics. It also protects banks from outside pressure by special interest groups seeking to use the banks as a political weapon to advance their agenda.

“Senator Cramer’s ‘Fair Access to Banking’ bill is a crucial, timely piece of legislation that will ensure financial institutions, when deciding whether or not to offer services to fully legal and lawful businesses, make such decisions based upon verifiable financial data and not on the political or social views of a few bank executives,” said Lawrence G. Keane, Senior Vice President and General Counsel for the National Shooting Sports Foundation. “It is unacceptable that banking institutions increasingly think they can arbitrarily deny services to legal, constitutionally protected businesses such as those in the firearm industry, which gainfully employs hundreds of thousands of Americans and helps guarantee the right to keep and bear arms. The firearm industry thanks Senator Cramer for his work to guarantee all legal and regulated American companies have fair and uniform access to financial services as required by Federal law.”

Corporate banks have privatized “Operation Choke Point,” the illegal discrimination scheme that began under the Obama-Biden administration. The Department of Justice and Federal Deposit Insurance Corporation-led (FDIC) effort, directed financial institutions to deny entire industries access to services, including the firearm industry. Despite being a constitutionally-protected industry, the Obama-Biden administration illegally coerced banks to end existing business relationships and denying new ones.

After the illegal practice was ended under the Trump administration, banks and special interest advocates simply privatized this scheme by adopting policies that specifically denied firearm businesses financial services for being in the business of selling certain types of lawful firearms. They forced these discriminatory practices while exploiting taxpayer-funded resources like FDIC insurance protections.

For more information about how the Fair Access for Banking Act would protect the firearm industry and other industries targeted by illegal discriminatory practices, click here.

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  1. Would’ve been a nice rider to the 2017 or 2018 Budget Bills when the GOP had a Trifecta with Trump as POTUS…….Lol.

    Cramer told me to accept Biden through the Democrat Party’s Election Theft though.

    POS posturing for Political Points…..FUCK HIM!!

  2. Define and Abolish Gun Control and you would not have to worry about mealy mouth bankers or any of the rest of the demoTrash who get away with carrying around what is a racist and nazi based Gun Control agenda.

    • Such a sad, strange little man indeed.

      (And I just bet he’s ‘little’ in one particular area, if you know what I mean – *Wink, wink, nudge, nudge*…)

  3. “I can’t wait to read what Gun Lovin’ Goof has to say about this.”

    I’ve already told you, but I’m going to keep on telling you –

    I have *zero* interest in fucking you, OK? And neither does Deborah, she has a real man at her disposal… *snicker* 😉

    • It’s pretty damned impressive that you have a troll that obsesses about you and what you might say on threads you haven’t even commented on yet.

      If I didn’t know better I’d think you’re playing both ends against the middle.

  4. Obviously rational and appropriate, which means that it is DOA. Maybe in a couple of years when the Republicans retake the House…

  5. If I had Bloombergs money thered be a Bank of Bangs and Bullets.
    Before you could get a loan though youd have to shoot on my indoor target range. The better the score the lower the interest rates. And a box of bullets for every new account over $500.

  6. The Democrats are focused on becoming GOD’S they want to be IN total control, IF something is standing in the way they want it REMOVED, and the NRA, and other associations, who value firearms, and the 2nd Amendment rights to FREEDOM, the Democraps can’t gain total control as long as the people have any Rights, THE Democraps (leftists ) MEDIA pushing false statements to try and BRAINWASH the PUBLIC, while the DEMORATS try passing unjustified laws to force Businesss to agree with them or else they don’t want you in business, besides they are NOT MY Government, MY Government WORKS FOR THE PEOPLE, NOT AGAINST THE PEOPLE.

    • Your enthusiasm is appreciated but you can sit down for now and take off caps lock. You’ll be informed when standing/yelling and/or clapping is appropriate.

  7. A little off topic, but apparently sponsored content doesn’t allow comments. is a joke. In order to even browse I have to sign up to be inundated with emails offers I niether want nor need. Maybe its because my only internet is through my phone, either way I will just shop elsewhere. Local shops have plenty of new and used firearms in stock, only shortage issue around here is ammo and that is far from catastrophic, just inconvenient. PS. New format still sucks, IMO.


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