More than a million Americans say they’ve had a gun stolen in the last five years. Guns are quick to disappear during home burglaries, and they’re also one of the most common things stolen from vehicles. Since you can’t take guns on a plane along with other valuables, some people have landed at an airport only to find that their firearms hadn’t made it there.
At the same time, your gun is likely the most valuable object you tote around on a daily basis. For that reason, the people at Collectibles Insurance Services have created an affordable insurance option uniquely tailored to gun owners.
Unlike other providers we’ve come across, Collectibles Insurance Services offers:
An easy, privacy-conscious documentation process. You know that phone you have, the one that records video? Grab that, hit “Record,” and take a nice, slow look at your arsenal through the camera lens. Collectibles Insurance Services will accept that video as proof of ownership. Importantly, you NEVER need to report the serial numbers of your firearms. Only individual items worth $25,000 or more need to be scheduled (easy one-line listing – make, model, and estimated value). Homeowners’ policies generally do require scheduling, which is not only a bit invasive, but also tedious.
A painless claims process. Here’s where you can easily file your claim 24/7. You can also call them on the phone, of course (888-837-9537). Collectibles Insurance Services will respond within 24 hours or the next business day and gives you up to 90 days from the date of the incident to file your claim. Have your proof of ownership ready.
Collectibles Insurance Services also has the broadest coverage, including:
Ammunition, gear and knives. This is one of the biggest advantages of Collectibles Insurance Services. As far as we know, they are the only provider that will include ammunition and “loose” gear (e.g. a scope that’s not attached to your rifle) as part of your collection.
Theft from a vehicle. Car insurance almost never covers personal property.
Accidental damage. Homeowners’ policies are usually limited to burglary or fire. In contrast, if a shotgun accidentally meets its doom at the bottom of a lake, Collectibles Insurance Services can provide protection.
Shipping loss. If you’re moving to a new home or shipping guns for any other reason, you don’t have to depend on the post office to protect your valuables.
Off-site theft/loss. No homeowners’ policy will reimburse you for something that gets stolen at a party, restaurant, or other place outside your home. Collectibles Insurance Services offers that coverage.
Any firearm, not just antique/collectible ones. Unlike other insurance policies, Collectibles Insurance Services does not have any stipulations on types of firearms.
Essentially, Collectibles Insurance Services can properly protect your arsenal at any time, in whole or in part and including munitions and gear. They’re honest and good at what they do, and they’ve been doing it for a while. Here’s where you can get a quote.